Velocity
The personal account built for people whose money is always in motion.
Velocity is the personal payments account at the heart of MaoBank — designed for daily spending, multicurrency use, international transfers, and the kind of active financial life that traditional banks weren't built for.
Most personal bank accounts are designed around dormancy — holding money, accumulating interest, waiting. Velocity is built for the opposite: constant movement.
Whether you're paying for morning coffee, splitting a dinner bill across currencies, sending money abroad, or managing subscriptions across platforms — Velocity keeps your finances moving as fast as your life.
Key features
Multicurrency spending
Hold, convert, and spend in multiple currencies without friction or hidden markups.
Local & international payments
Send and receive money domestically and across borders with optimized routing.
Virtual & physical cards
Generate virtual cards instantly for online purchases. Physical cards for everything else.
Subscription control
See all recurring charges in one place. Pause, cancel, or set limits on any subscription.
Travel mode
Activate travel mode for real exchange rates and worldwide acceptance without surprises.
Payment visibility
Real-time transaction tracking, smart categorization, and instant notifications.
Who it's for
Global spenders
People who spend across currencies and borders as part of daily life.
Travelers
Frequent travelers who need real rates and zero foreign transaction friction.
Online shoppers
High-frequency online purchasers who want control over subscriptions and virtual cards.
Remote earners
Freelancers and remote workers receiving income in multiple currencies.
Why it matters
In a world where the average person makes dozens of transactions daily across physical, digital, and cross-border channels — a personal account should be built for velocity, not dormancy.